Our Reviews

HFS Financial

5 / 5 Stars
100 Owings Court #13
Reisterstown, MD 21136

(800) 254-9560


Me

5/5 Stars

Their services is excellent. Easy application, constant communication, very convenient in uploading documents. Rates are very competitive as well. I'm very satisfied with my experience with them. Will definitely...

India

5/5 Stars

Rapid lending! Got my large home improve loan in a week!

Jason

5/5 Stars

Scott and Judy were amazing and with me every step of the way. Scott was helpful and answered all of my initial loan questions and Judy was always a phone call or email away for any questions that came up through the process. They really made the whole engagement quick and easy, and allowed me to focus more on the design of my pool with the contractor. Having the funding come direct to me also is a huge benefit, as it gives me more control over the payments and process with the contractor. You guys are the...

Chuck

5/5 Stars

On Target Homes Team - Empire Network

5/5 Stars

It was an overall good experience. I would recommend to friends and family!

Joseph

5/5 Stars

Quick, easy, seamless process. Both Aaron and Jennifer were efficient, friendly. This allowed me to achieve our lifelong dream of completing an inground pool!

Christopher

5/5 Stars

Ebere

5/5 Stars

Lisa Marie

5/5 Stars

I was extremely impressed with the professionalism and responsiveness oh my Loan Consultant, Matthew Gill and my Processor, Jennifer Wagoner. Top notch customer service! I have been in the Finance and member service industry for 20+ years, and not only did they meet all of my needs and expectations, they far exceeded them! They made this loan process quick and stressless. They are your ‘go to’...

La Ke-Ke

5/5 Stars

Toni

5/5 Stars

Heather

5/5 Stars

Shahpour

5/5 Stars

jeff

5/5 Stars

Very easy to deal with. Ig I had a question they responded quickly.

Canon

5/5 Stars

The whole process was handled professionally. The instructions were clear. Jennifer got back to me thru text for my queries. They were patient to find a great loan for me. I am in the process of getting our project done soon. The staff are helpful and I had a great experience from the start of the loan application they the end. Try HFS for home improvement and they will support you to get that dream project done. Thank you so...

John

5/5 Stars

If I could give Trish and Rodney 10 STAR'S i would. The smoothest and easiest process I have ever done.

Vicki

5/5 Stars

Not sure where to start? Phenomenal would be a start... Myself and my husband had been shopping around for a loan for our in ground swimming pool. Our contractor sent us a link to Hearth and the interest rates were for lack of a better word, Insane! It was not looking good for financing or a pool for that matter. Then I came across HFS as I Googled pool loans and the reviews were so positive. I decided to submit an online inquiry. Within the hour Lon Packer reached out to myself and my husband. Side note: Very personable, professional, knowledgeable and a straight shooter which was very refreshing. First off, the interest rate we qualified for was 2 to 3 times LOWER than all the competitors. There was no pressure and in NONE. ...and as stated during our initial conversation, people can be persuasive in this line of business but numbers don't lie. And they sure don't! ...and he sure didn't! We ended the conversation with plenty food for thought with it open to us to follow up. After discussion, the decision was an easy one for us, so we submitted the loan application. Never in my life has a process been so flawless. There was constant contact, from document upload, underwriting, approval and funding!! I literally can't say enough good things about HFS, Lon and his team!! They made our dream a reality and have been absolutely AMAZING throughout the entire process. I HIGHLY recommend...

Becky

5/5 Stars

Donna

5/5 Stars

Scott and Clark were great. The process was simple and quick. I am glad I selected HFS Financial.

Rob

5/5 Stars

These gentlemen were a pleasure to deal with. Responded to all my questions promptly and got this done quickly. I would definitely use them again!!

Dylan

5/5 Stars

Bashir

5/5 Stars

Judy, Doni and Amanda are all great, professionals and respectful, I will always recommend them for any one wants to get a home improvement loan, they are responsive in timely manner and they mean to solve issues instead of questioning the client (that what other lenders do, they block you) Thank you...

Mark

5/5 Stars

Doni and Clark did a fantastic job of guiding me through the process to secure my pool loan. They were available via phone, text and email which made communication easy. Their responsiveness gave me piece of mind and provided a personalized feel that is sorely lacking with larger...

Diedra

5/5 Stars

Jay and Judy were great to work with and were just the right team of folks helping me thru the process I needed to get funded. This was done quickly and efficiently. They were courteous and responsive to all of my questions and concerns. Thanks so much for making this process stress-less 🙂 I have already referred a friend because of the support I was given. Thanks...

Garrett

5/5 Stars

HFS was great to work with. Lots of product options and competitive rates. Matthew was highly responsive and helpful throughout process.

Lisa

5/5 Stars

HFS was great to work with. They funded my loan in less than 2 weeks and it was hassle-free. I would definitely choose to work with them again.

James

5/5 Stars

H “Hazeleyz”

5/5 Stars

The team was great. Worked with me through each step, even when I got worry about getting loans. They never gave up even when I thought I all was lost. The were amazing to help me through each processing step and very understanding about being a New home owner. Thank you Adam and Jennifer So...

Juan

5/5 Stars

Excellent entire process. Very easy and professional.

Josh

5/5 Stars

Professionally I refer customers to several different financial companies. HFS will now be the one I tell everyone I used myself. The speed and accuracy that we went from inquiry to funding was 10...

Edwin

5/5 Stars

John and Andra where phenomenal.

Allison Ocon

5/5 Stars

Great response turn around time from Luisa and Lon. Every question we had, they responded to quickly. I encountered a change in employment during the process and they were very patient and followed up with me until I was able to send in new documents. Their timeline was accurate. Definitely...

Kesha

5/5 Stars

This was probably the fastest approval loan I have received. Adam was precise and upfront with quote and Sari put the icing on the cake with quick responses. I am very satisfied with HFS! I highly recommend...

Amanda

5/5 Stars

Scott and Clark were very helpful and responsive. They kept us updated on the progress of our loan and we got the money within a couple days of signing. We would definately use the again if needed.

Connie

5/5 Stars

Melany

5/5 Stars

They responded to every email within 5 minutes , regardless of the time of day we sent it. Super quick turn around time on approval. Everything was so easy to do .

Alice

5/5 Stars

Abbey

5/5 Stars

Jason

5/5 Stars

Scott did a great job answering all of our questions. Process was simple and quick! Would recommend HFS to family & friends!

Travis

5/5 Stars

AMANDA SYNAN IS AMAZING!!! This process was so easy and as long as you have all your documents (w-2, pay stubs, etc) these guys are on it and fast! Amanda Synan replies asap!! any questions no matter how big or small she is there in a heartbeat!! Amanda Synan thank you!!!!!! would recommend this company to anyone needing a home remodel loan. great rates!! exceptional service!! thank you AMANDA...

Charles

5/5 Stars

I wish to commend Matthew Gill and Nkki Rindholt for their professionalism, and the ease in setting up the financing for our pool project. I highly recommend HFS.

Sam

5/5 Stars

Jorge

5/5 Stars

steve

5/5 Stars

Torey

5/5 Stars

We are very pleased with the approval process. It was very simple and handled expeditiously. The line of communication was open at all times and response time was within a few minutes. This has taken less than 4 days from beginning to end. I highly recommend HFS Financial. Jay Hutchins and Andrea Barchiesi were wonderful to work with. Our file was in underwriting and approved within 2 days. Amazing customer...

Elizabeth

5/5 Stars

Very very easy process. Staff followed up quickly and answered questions as needed. From start to finish it was less than 2 weeks!

Adrian

5/5 Stars

The HFS Team was prompt, professional and courteous during the application process. They clearly communicated what was needed. They made a house project dream become a reality. Many thanks to them.

Debbie

5/5 Stars

HFS Financial was able to get me the loan I needed quickly & easily!

Kathy

5/5 Stars

HFS, Judy and Alan were great to work with and answered our many questions. They were patient as we worked getting the correct info together. We can’t wait to get our swimming pool completed and thank HFS for all the...

ASK NELLY

5/5 Stars

This was so painless thank you To Aaron Wallace & Sari glazer Great customer service Backyard is going to be amazing 🙌🏼

Dave

5/5 Stars

This company was very helpful. They worked quickly. Very easy process…

Richard

5/5 Stars

John

5/5 Stars

Unbeatable customer service! From start to finish this was an incredible experience. If you are building a pool or doing any home improvements contact HFS. Robert and Alexis were the best!

Amelia

5/5 Stars

HFS made the whole process of getting a home improvement loan easy! Everything was handled online and there were no mishaps. We are very happy with the customer service Scott provided us and his quick response to our phone calls and emails. HFS knows what they’re...

Yunique

5/5 Stars

Great experience and would throughly reccommend if you're looking for pool financing. I found Jennifer Wagoner really helpful and always on hand when I had any questions, even on the weekend. Thank...

Jonathan

5/5 Stars

Emil

5/5 Stars

Doni Grossman and Trish Osborne are very professional and very responsive to all my questions. They made the process very easy and smooth. Doni was very patient and responsive to all my concerns and answered every single one of them promptly. I would recommend HFS to everybody. Its a perfect score for me. Again, thanks Doni! You are the...

Hector

5/5 Stars

Went very quick and I'll be sure to come back to then as often as I need it. Pretty good rates and products available and something I was very happy to hear: the funds are disturbed to the home owner and not the contractor. Now whether that means you save on not using a 3rd party to hold/disperse funds or not, I'm just glad that contractors with shady track records are not running away with funds and leaving homeowners out to dry. That is a welcome changed for once as the home renovation/upgrade contracting business needs to be...

Amber

5/5 Stars

Kevin

5/5 Stars

Allen

5/5 Stars

Everyone was friendly

Elsa

5/5 Stars

Greg

5/5 Stars

The process was fast and easy. Communication was responsive. I would definitely recommend HFS Financial to anyone.

Dez

5/5 Stars

Alexis was awesome! She was very thorough and easy to work with. She followed up and answered any email or question that I had and was with me every step of the way! I can't say how much I appreciated that as a...

Douglas

5/5 Stars

Valerie

5/5 Stars

Matt and Clark did an excellent job and we had the funds for our pool within 7 business days! Easy to do - good job!

Cooper

5/5 Stars

Ed

5/5 Stars

If you are looking for funds for remodeling your home, I highly recommend HFS Financial. Make sure that you have your estimate for services first. The process cannot start without it. The process was quick and easy! Thank you Adam...

todd

5/5 Stars

Nikki and Jay were great keep me inform about my loan. Made the process easy..

Sammy

5/5 Stars

helped us in every way in submitting all necessary documents to process our loan. we are looking forward to do business with you again in the future. thank you very much.

shana

5/5 Stars

Donna

5/5 Stars

Debbie

5/5 Stars

HFS Financial was a pleasure to work with. They will professional and extremely quick to get me the loan that I needed. I highly recommend this company!

Mickey

5/5 Stars

Thank you HFS Financial for everything Scott & The team were amazing, they were very professional and knowledgeable. The whole process was very nice and quick. I would highly recommend

Sam

5/5 Stars

Alec

5/5 Stars

Dan

5/5 Stars

I have never had such a good experience as I did with HFS. Getting a loan these days is usually excruciating - but not with HFS, specifically John and Luisa. I applied, John reached out to verify some info and they got me approved within hours. Then Luisa took over and got me through underwriting fast and my loan was funded within days. They are responsive and excellent to work with. For anyone looking for a loan, I would recommend HFS first, second and...

Gerry

5/5 Stars

Andrea was very helpful throughout the process. Very good experience.

David

5/5 Stars

Jay Hutchins and Amanda Whitaker made it too easy! Applying for loan for my pool was straight forward and surprisingly painless. Thank you both for your professionalism and responsiveness. I couldn't have asked for anything...

William

5/5 Stars

Unicorn Girls for

5/5 Stars

Mia

5/5 Stars

Alan and Andrea were fantastic. They were professional and responsive and made the process very easy to manage. They were fast and efficient and I would use them again in the future.

Keith

5/5 Stars

HFS made it simple and easy! A breeze to work with. Thx much!

Oscar

5/5 Stars

G.

5/5 Stars

Super fast service and honest. Painless process and accessible.

Dennis

5/5 Stars

So simple to apply and receive funding for our pool. Less than 2 weeks and it was a go. People involved were very good at returning answers to questions and responding. Now we get ready to break ground. Have a pool in the...

Roy Strahan

5/5 Stars

Was very happy with the process quick and easy. Lon and Andrea were super helpful !!! Answered all questions and always returned my phone calls. I would use HFS again

Robert

5/5 Stars

Tiffany

5/5 Stars

Norberto

5/5 Stars

Lon and Amanda are an amazing team. Exactly what they said would occurred did and in the timeline provided. Thank you

Jerrod

5/5 Stars

Getting a home improvement loan with HFS was an incredibly seamless process! Their communication was prompt, professional and honest and my loan funded in no time. You will not be able to get this type of loan anywhere else - their loan amounts, rates, and terms are just not possible or offered with any other lender that I could find. And that’s a fact! I would highly recommend HFS to anyone in need of a similar loan. You won’t regret...

Gayle

5/5 Stars

Jay and Trish were absolutely wonderful throughout my whole experience. They were patient in answering all of my questions and made me feel comfortable with using them as a lender, especially with the amount that we were requesting. The process was easy, quick, and frustration-free! I would definitely recommend them to fund any of your upcoming projects and would absolutely use them again in the future....

Philodendron

5/5 Stars

From Start to finish, my experience was great. Jason took care of everything, and impressively he did it all on a weekend (Sunday). Amanda herself was keeping me updated throughout the process. In less than 72 hours, I applied, went through underwriting, and funded. Nothing but impressive, 🙌👏. Thank you guys! Andy...

Shannon

5/5 Stars

Keith

5/5 Stars

Everyone on the team worked together to get my loan approved for an inground pool in less than 2 weeks. I appreciate the response time through email,text and phone calls. Thank you

Terrence

5/5 Stars

My experience with Jay and Nikki was the best! I literaly submitted my documents on Friday and was funded by Tuesday. Nikki was super friendly and took time to even make an adjustment to my loan without delay or problems. I highly recommend them for your home repair needs, I will definitely use them...

Marquita

5/5 Stars

Scott and Jennifer was awesome!! Very responsive and educated on the process. After I sent all the required documents I was funded in 3 days.

CC

5/5 Stars

This is one of the few companies that live up to its word and advertisement. They are completely honest and extremely reliable. They are fast. They review your credit and employment and once that is cleared they fund your loan quickly. If you need a loan please consider HFS the company phenomenal and deserves 10 stars. They truly care about...

Brenda

5/5 Stars

super nice and helpful very knowledgeable and easy to work with

Lisa

5/5 Stars

Get Financed with HFS!

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